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Down Payment Assistance | Colorado Residents
$3,600 - $15,000

Colorado Homebuyer's Downpayment Assistance Programs

Buy your First Home with Little or No Money Down

Colorado First Time Home Buyer specializes in down payment assistance programs and can provide the resources to get you into your first home. We help first-time buyers become homeowners.

To get started, all you have to do is let us know that you would like more information by filling out the form above. We'll call you back, discuss your needs and home preferences. We'll prepare a detailed report showing the best options for you. This information could save you thousands of dollars and allow you to buy your first home with little or no money down.

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Privacy

'Site' refers to this Internet web site (Colorado First Time Homebuyer) and its related services. 'You' or 'User' refers to a registered user of this Site. 'Colorado First Time Homebuyer.' or 'We' refers to Colorado First Time Homebuyer..

This Site contains links to other sites.
Colorado First Time Homebuyer is not responsible for the privacy practices of the content of any other Web sites to which We link or to which We are linked. We encourage You to read the posted privacy statement whenever interacting with any web site.

The Work Space.
This area of the Site is for the benefit of Users. The private and shared Work Space areas of the Site help to facilitate communication and the exchange and sharing of information. The information contained in private work spaces shared between Users and Colorado First Time Homebuyer. is not used for any purposes other than to facilitate communication and the exchange of information between the parties involved.

Information We Gather.

Colorado First Time Homebuyer is not a bank or lender ("Service Provider").

Registration.
If You register to use or provide services using Colorado First Time Homebuyer, we may collect and store information that specifically identifies You or your account ('Personally Identifiable Information'). The required information may include your User ID, password, first name, last name, business name, address, city, state, zip/postal code, phone, fax, email and web site address. We may, in the future, include other optional requests for information from You, to help us to tailor the Site for You and deliver personalized information to You.

Online Surveys and Contests.
Colorado First Time Homebuyer. may conduct online user surveys to collect information about our Users preferences. These surveys are optional and if You choose to respond, your responses will be kept anonymous. Similarly, we offer contests to qualifying Users in which we ask for contact and demographic information such as name, email address and mailing address.

Automatically Gathered Information.
Colorado First Time Homebuyer. automatically collects your browser type and browser software version to tailor the presentation of the services to your platform and to maintain a record of your activity on the Site. Colorado First Time Homebuyer. may also use cookies to enable users to specify unique preferences and to track user trends and patterns. Users always have the option of disabling cookies via their browser preferences. If You disable cookies on your browser, please note that some parts of our Site may not function as effectively or may be considerably slower. As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to Users Personally Identifiable Information. However, We can and will use IP addresses to identify a User when We, in our sole discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of Use or to protect our service, Site, customers or others.

Your Public Profile.
As part of registration, You may be required to provide contact information such as name, address, city, state, zip, phone, fax and email address, some of which can be displayed to other users of our service in an effort to simplify communication between members.

How We Use Information.

Registration Information.
We use Personally Identifiable Information for our own internal purposes including contacting You via email to inform You about updates to our services and providing You with other information that we deem necessary. We reserve the right to disclose your information as required by law. We do not rent or sell our Users Personally Identifiable Information to third parties.

Advertising.
At this time we do not display banner advertising on our site, but we may send You email communications including information that we think may be of interest to You. You may opt out of receiving these promotional email communications, either when You register to become a Member, or at any time thereafter by contacting us.

Demographic Information, Surveys and Contests.
The demographic information that Colorado First Time Homebuyer. collects in the registration process and through online surveys may be used to help us improve our services to meet the needs and preferences of our Users. This may include targeting advertising to You about our services. Information we gather through a contest may also be disclosed to third parties as necessary for prize fulfillment and other aspects of any contest or similar offering.

Comments Submitted by Users.
Colorado First Time Homebuyer. constantly seeks to improve the quality of the services We provide and the User experience on the Site. We value your input and encourage You to help us expand and make improvements to the Site by providing Us with any thoughts or comments You might have regarding our services or the operation of the Site. You can submit any comments by contacting us. If You provide this information, we will only use it to acknowledge or respond to your comments. In certain circumstances, we may ask for your permission to post your comments in marketing or promotional materials.

Security.
We will use commercially reasonable methods to keep Personally Identifiable Information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over the Internet.

Terminating Your Membership.
We save your Personally Identifiable Information until your membership with us is terminated. To terminate your membership, contact us. If You terminate your membership, your Personally Identifiable Information cannot be recovered. You may continue to receive email communications for a short period of time until we have updated all of our databases. After termination of your membership, your Personally Identifiable Information may remain on our archived database and records for a reasonable time as residual information. We will not use this residual information. Notwithstanding the above, we will maintain information on Users who have been removed for violating our Membership Agreement.

Contacting Us.
If You have any questions about this Privacy Agreement or the practices of this Site, you may contact us at:

Colorado First Time Homebuyer
8300 E Maplewood Ave, suite 100,
Greenwood Village, CO 80111

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- Megan & David

Megan and David

Congratulations 🎉 Megan and David, you are officially homeowners! 🏡 Thank you for working with the coloradofirsttimehomebuyer.com team. We hope your new home brings you beautiful memories for years to come. cfthb.com

 

Megan & David's Story on Facebook
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- Quyen Do

Quyen Do

Congratulations 🎉 Quyen Do, on the purchase of your first home. The 🏡 coloradofirsttimehomebuyer.com was delighted to work with you. We hope your new home brings many new and beautiful memories. #firsttimehomebuyer

 

Quyen Do's Story on Facebook
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- Nick & Alicia

Nick and Alicia

Congratulations 🎉 Nick and Alicia Moore, you are officially
homeowners! 🏠 Thank you for working with the 🔑 coloradofirsttimehomebuyer.com team. We hope your new home brings many new and beautiful memories. cfthb.com #buyfirsthome #firsttimehomebuyers

 

Nick & Alicia's Story on Facebook
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Savings Account

A First‐time Homebuyer Savings Account allows any Coloradan to set aside up to $50,000 toward the costs of closing on a new home. The earnings on those funds — interest and capital gains — are free from Colorado state taxes forever.

These accounts are simple and easy to set up. Not only can you open a new one, you can also designate almost any existing account as an FHSA. To create an FHSA, you simply include a form when you file your state taxes. (It will indicate that you should not be taxed on any earnings — e.g., interest or capital gains — because of the account’s FHSA status.)

After you use the money toward the closing costs on a first home (yours or someone else’s — see below), you send in a different form to the Department of Revenue showing that the funds were put toward an “eligible cost.”

A: Almost any account you have with a financial institution: mutual funds, CDs, brokerage (stocks, bonds, etc.), money markets, insurance, even a savings account. CFHSAs can also include individual stocks.

A: You can contribute up to a total of $50,000 in principal, and the account can grow in value up to $150,000. There will be an annual contribution cap of $14,000 ($28,000 if filing jointly). There is no limit on how long the account can exist.

A: A CFHSA account can be used to pay for just about anything related to closing on a home — anything included on the settlement statement: closing costs, inspections, lender fees, etc. These are all considered “eligible costs.”

A: A first‐time buyer is: Someone who has never purchased a home before. That includes single‐family homes, condos, co-ops, townhouses, or mobile homes. (It does not include land or commercial property.) If you owned a home at some point but did not purchase one — e.g., if you inherited — you can still qualify. It also includes someone divorced who may previously have owned a home with their spouse.

A: Yes. As long as the person you’re giving the money to (e.g., child, grandchild, niece, and even a close friend) is a first‐time homebuyer

A: Yes, as long as you qualify as a first‐time buyer.